Ok so you’ve decided to take the plunge and buy your very first home. Wow, pat yourself on the back because you have made one of the biggest decisions of your life. Great Job, many people mill over this decision for months or even years before they decide to move forward. Most of the time they are concerned with the down payment, and don’t get me wrong…. you should be concerned with this however don’t freak out and focus to much on whether your able to do it or not. There are many programs available for first time home buyers, who also assist with the down payment as well. So you have decided to buy your dream home, the very first step is to find a realtor who is willing to work with you to help you locate the special place that you will call home. Make sure you locate a realtor who will work closely with you and who knows the location and market that you are considering. There is nothing worse than hiring someone who has no clue about the market, the trends, or the areas in which you plan to live. Next you want to meet with this person and ensure that you are comfortable with them and know for sure that this person is working to ensure you get the best bang for your buck. Now you have decided on a realtor, now lets narrow down a location and a style of home that your into. Once you determine what your tastes are, then you want to get set on a budget and a price range. A word of note… these details don’t necessarily have to fall in this particular order, however you do want to know what your price range is as well as your style of home. Are you a bungalow type? A ranch type or a tri-level, Quad-level? You get the picture, these are just some of the types of properties you may want to consider. You also may be interested in purchasing a condo, or townhome. But you be the judge of your style preferences, and pass that information of what you like on to your realtor so that you are not wasting time looking at properties you have no interest in. Well happy hunting and hope you find the Home of your Dreams.